i guess president obama is scheduled to go to hawaii later in the month. i think he probably has a deadline before that date, but we'll get some sort of a decision. i have a feeling that we're going to go over the cliff. it's not going to be the end of the world for the economy. i think business has been talking for years now, a couple years now about the need for certainty, and if this, the fact that we do go off the cliff provides a certain amount of certainty for business. and a $500 billion down payment on the deficit and the debt, i think, is actually a nice piece of certainty for business so that they can plan for 2013 and 2014. it will mean an exceedingly weak first quarter next year, but i think throughout the year economic growth will get stronger. david: well, but, michael, on the other hand, sometimes if i'm certain somebody's dead, that won't bring them back to life. sometimes certainty is not necessarily good news. you say that the market is rather than on the negative side rather than on the positive side, and if we do go over the fiscal clif